Life insurance for union members and their families  ·  Hablamos español Support@unionlifebenefits.com
Union Life BenefitsUnion member insurance
White hard hat with the Union Life Benefits logo in front of an American flag

For union members and their families

Coverage that protects union families.

We help union members compare life insurance from highly rated companies and find coverage that fits their family and their budget. Life insurance pays out if you die, and some policies can also pay out if you get hurt or become seriously ill, so your family is protected.

See your options. To start, what's your work status?

Free to check. Your information stays private.

Prefer to talk? Call (877) 713-9360

  • Coverage that stays with you, even if your job changes, as long as premiums are paid
  • Plain answers from real people, by phone, text, or email
  • Hablamos español. We're happy to help in Spanish.
  • Built for union membersHelp built for union members and their families
  • Highly rated insurance companiesWe compare options to find the right fit and price for you
  • Your privacy protectedWe never sell your information

Who we help

  • Electricians
  • Carpenters
  • Plumbers & pipefitters
  • Ironworkers
  • Operating engineers
  • Laborers
  • Teamsters
  • Teachers
  • Nurses
  • Firefighters
  • Public employees
  • Retirees

Coverage

Protection for the moments that matter most

When an injury, a serious illness, or a death interrupts a paycheck, the bills don't stop. Coverage can help your family stay on steady ground.

If you die

Life insurance

A benefit paid to the people you choose, so your family is protected if you're gone.

You choose who receives the benefit. It's generally paid as a lump sum that your family can use for anything, like the mortgage, bills, or everyday expenses.

If you're seriously ill

Serious illness benefit

Money you may be able to use while you're living if you're diagnosed with a qualifying serious illness.

Many policies let you access part of your benefit early if you're diagnosed with a qualifying critical, chronic, or terminal illness. Money paid early is usually subtracted from the death benefit.

If you get hurt

Injury benefit

Money that may be paid after a qualifying injury, so you can focus on recovering.

What counts as a qualifying injury, and how much is paid, depends on the policy. We'll go over those details with you before you decide.

Benefits, amounts, and eligibility depend on the policy, your state, and underwriting. We'll walk you through the details before you decide.

Companies we work with

Coverage from names you know

We work with many highly rated insurance companies, not just one, so we can compare options and find the coverage that fits your family and your budget.

  • Mutual of Omaha
  • Transamerica
  • Corebridge Financial
  • Americo
  • American Amicable
  • Ethos

Plus many more highly rated insurance companies.

Products and availability vary by company and state. Company names and logos are trademarks of their respective owners.

How it works

Simple from start to finish

  1. Answer a few questions

    Tell us about your union, your age, your state, and the coverage you have in mind. It takes about a minute.

  2. Review your options

    We call or text you and explain the options available to you, in plain language.

  3. Choose what fits

    Pick the coverage that works for your family, or don't. There's no pressure and no cost to ask.

About us

Standing with union members and their families

Union members look out for each other on the job. We help them look out for their families at home, by comparing options from highly rated insurance companies, explaining coverage clearly, and letting them make their own decision.

  • Straight answersWe explain what a policy covers and what it doesn't.
  • No pressureYou decide what fits your family, on your schedule.
  • Your information stays privateWe use it only to help you, and we never sell it.

FAQ

Frequently asked questions

Who can get coverage through Union Life Benefits?

We specialize in helping union members and their families, including retirees and members between jobs.

Eligibility can also depend on your age, health, and state. We'll confirm what's available to you when we talk.

How do you find me the best price?

We work with several highly rated insurance companies, so we can compare options side by side instead of offering just one company's plans.

Your price depends on your age, health, state and the amount of coverage you choose. We'll show you what's available and help you pick what fits your budget.

I already have coverage through my union or job. Why would I need this?

Coverage through a union or employer is often tied to that job or membership. If you change jobs, change unions, or retire, it may change or end. Many members add their own coverage so their protection doesn't depend on where they work.

When can a policy pay out?

Depending on the policy you choose, it can pay out if you get hurt, become seriously ill, or die. The policy terms set exactly when benefits are paid.

We'll explain exactly when benefits are paid before you choose a policy.

Does it cost anything to check my options?

No. Checking your options is free, and you're never obligated to buy.

Is my information safe?

Yes. We use your information only to respond to your request, and we never sell it. Read our Privacy Policy for details.

See what's available to you

Answer a few quick questions. It's free, and you decide what fits.